Community finance initiatives: a policy success story

 As banking services have expanded across the country, the gaps in provision have risen in importance. In response Community Finance Initiatives (CFIs) have addressed both the accessibility of services and their affordability.  

Independent of the state and usually operating on a not-for-profit basis CFIs offer an alternative way to deliver financial services within deprived communities.  But how successful are they? And is the public and private investment worth continuing?