“The Power of Financial Knowledge in Personal Finance Management”

This research paper highlights how financial knowledge plays a powerful role in managing personal money. It explains how understanding income, expenses, savings, loans, and investments can improve one’s financial life. The paper shares examples showing how financial decisions can be good or bad depending on knowledge. It proves that even a small amount of money can grow with the right financial mindset. The goal is to help everyone realize the value of managing money wisely.