@article{Azmat2017, author = "Azmat, Saad", title = "{Asymmetric information, credit risk and instrument characteristics in islamic finance}", year = "2017", month = "2", url = "https://bridges.monash.edu/articles/thesis/Asymmetric_information_credit_risk_and_instrument_characteristics_in_islamic_finance/4664101", doi = "10.4225/03/58a654b2504fd" }